Financial intelligence, end to end

See your finances clearly. Act on them instantly.

SmartFinLabs connects to your accounting system and turns your books into live dashboards, a risk-ranked collections list, bill approvals, and an AI assistant, so your team always knows where the business stands and what to do next.

Get started Book a demo

Syncs with your books · Email & WhatsApp reminders · Data isolated per organization

Cash position

₹2.41 Cr

+8.2%

Overdue (>30d)

₹64.8 L

−12.5%

Avg. DSO

41 days

−6 days

Collection priorities

by risk

Apex Traders
₹18,40,000 · 72d
84
Meridian Steel
₹9,12,500 · 45d
58
Northwind Pvt Ltd
₹6,75,000 · 21d
22
Sunrise Textiles
₹4,30,000 · 12d
14

Balance sheet

Assets 52%

Liabilities 28%

Equity 20%

Built for growing finance teams

Accounting sync

TallyPrime today, more platforms coming

Email + WhatsApp

reminders, statements, and replies

One plan

every feature, no tiers

The problem

Your books hold the answers. They just won’t surface them.

Closing the month tells you what happened. It doesn’t tell you where cash is stuck, which customers are slipping, or what to pay next, so the team works off stale spreadsheets and gut feel.

The shift

One place to see, understand, and act.

SmartFinLabs reads your ledger and turns it into live dashboards, AI analysis, and a prioritized action list, so the whole team works from the same picture and knows the next move.

Everything in one place

From ledger to action, in one screen.

Your financial position at a glance

KPIs, P&L, balance sheet, cash flow, ratios, alerts, and a forecast, built from your books.

Learn more

Collect from the riskiest accounts first

Risk-scored receivables, aging buckets, promises to pay, and disputes for every customer.

Learn more

Approve bills and pay vendors on time

Bill approvals, payment runs, and remittance advice, so you pay the right vendors at the right time.

Learn more

Reminders on email & WhatsApp

Follow-ups created on your cadence, reminders and statements sent, and replies read for you.

Learn more

Ask your finances anything

Plain-language answers from your own ledger, on the web or on WhatsApp.

Learn more

Connect your books and your channels

Sync your accounting system and reach customers and vendors over email and WhatsApp.

Learn more

How it works

Up and running in three steps.

Connect

Connect your accounting system, pair it with a code, and sync. Your dashboards build themselves.

Analyze

See P&L, balance sheet, ratios, cash flow, and a forecast, then ask the AI assistant anything.

Act

Chase the riskiest receivables over email or WhatsApp, approve bills, and batch them into payment runs.

Financial overview

See the whole picture, live.

P&L, balance sheet, and cash flow composed from your ledger automatically.
Liquidity and leverage ratios computed for you and updated as the data changes.
KPI cards for cash position, overdue exposure, and DSO at a glance.

Explore Financial Overview

Revenue trend

₹1.92 Cr

+18.4%

Jan

Feb

Mar

Apr

May

Jun

1.84

Current ratio

1.12

Quick ratio

0.46

Debt / equity

Assistant

Who is most likely to pay late this month?

Three accounts stand out by risk score and aging:

Apex Traders₹18.4 L · risk 84
Meridian Steel₹9.1 L · risk 58

Both are past 45 days. Want the invoice-level breakdown?

Ask your finances anything…

AI assistant

Ask your finances anything.

No queries, no pivot tables. Ask in plain language and get an answer grounded in your own ledger, with a next step you can act on in one click.

Meet the AI Assistant

Receivables

The riskiest account, not the loudest.

A risk score on every open invoice, high, medium, or low, from its age and the customer’s payment behavior.
Promises and disputes tracked per customer, so you know what was committed and whether it landed.
Remind over email or WhatsApp and let AI read the reply for promises, disputes, and payments.

Explore Receivables

ReceivablesPayablesParties

Open receivables

by risk